Core documents

• Will: states how assets should be distributed and can name guardians for minor children.
• Trust: may provide privacy, control, and continuity depending on goals.
• Powers of attorney: designate trusted individuals to make decisions if you cannot.

Common mistakes

• Failing to update documents after major life events.
• Leaving beneficiary designations inconsistent with the plan.
• Not planning for incapacity.

Practical planning

A structured plan reduces uncertainty and can protect loved ones from unnecessary conflict or delays.